You could have had over reliance on others as past karma, which needs to go now and start being independent and less dependent on others. You also need to try, to stay away from credit matters and external resources as much as possible.

Another aspect for balancing in this life as per your chart, is giving social service to those in need. While doing so, you also need to be careful so that others do not take undue advantage of your empathy and good nature.

Best Wishes.