You have started a new phase of life from 2022 where income through speculative activities like stocks, trading, creative pursuits, sports etc. will be on the rise. You have to apply your mind and creative side to find some innovative way to earn money. Thats the only way the debt cycle will be improved.
Even if you make money, you still will be taking debts to make more money. Your energies are aligned for debt and using that to make more money than you have to repay.
You should pray to the Sun and give your respects. Try to get up early and see the morning sun rise. This will help you.
Lagna lord, rashi lord along with Jupiter in 6th house of Debt. Dasha lord nakshtra lord in 6th house. Debt cycle is a perennial aspects. Dasha lord lords 11th and 2nd house and deposited in 5th house can help overcome debt cycles.