Dear Biswas,

From the brief description of what you have mentioned, it looks like your time should be more towards 5:45 AM and afterwards.

You should avoid risky speculations like gambling for atleast 2-3 years. You can get creative slowly with your money after developing skills in gaming and betting in skilled sports.

You should pursue to find a new Job and that you will get soon. Try some freelance works untill you get a good Job and this can happen by February 2023.

Have faith and hope, you should stay in foreign land for longer and make your growth there. You can start a business too once you are prepared for it little later in life. You will be able to clear your debts soon.

You should pursue and in next 10 years you will grow well. Your best times are yet to come.